Posted by admin on April 29th, 2011
The fad for electric and hybrid drive is still on the rise these days, with more models being introduced by car makers and new incentives offered for purchasing such environmental-friendly vehicles. You see more of these vehicles on the road and it may look like a good bargain to buy one. But what’s the situation when you actually try to insure such cars? Are they on par with their carbon-footprint peers or there are some peculiarities when it comes to covering such vehicles?
While electric motor vehicles haven’t been around for long enough to speak about any lengthy claims history, hybrid cars have been on the market for almost a decade and insurance providers have all the statistics they need to determine adequate insurance rates for such vehicles. And to much surprise, owning a hybrid vehicle doesn’t automatically mean that you’ll get better insurance rates. Read the rest of this entry »
Posted by admin on April 26th, 2011
Sometimes, saving money on your insurance premium involves more than just getting a discount on your policy cost; it involves taking advantage of expensive systems that the insurance company has set up to make your customer experience better so that you are getting the most for your premium dollars. Insurance companies have embraced the digital era slowly, but now that they realize this wave of technology is here to stay, they have used it to create websites that offer more than just a marketing slogan.
As a customer, there are many things you can use your insurer’s website for. Things like:
Getting quotes: If you want to make changes to your policy, you can often use an insurance company’s website to request the changes and see what your new premium would be. For instance, when using an auto insurance company’s website, you may be able to add a new car to the coverage, change deductibles and limits and even add coverages. You’ll also get to see the cost of these changes before committing to them.
Getting policy copies: Misplacing your insurance policy happens, but when you have online access to your policy you can request another copy easily. Some insurance companies may even offer digital copies from their website that help facilitate better storage. Read the rest of this entry »
